Maybank Gold Investment Account: 28/02/2013;2:54:50 PM

Maybank Gold Investment Account
DATE	SELLING (RM/g)	BUYING (RM/g)
28-Feb-13	162.61	155.80
Last update :	28-Feb-13 at 02:54:50 PM

Unused flyover collapse

Date: 28/02/2013: Unused flyover near Cyberjaya between an Elite Highway exit and Selangor Science Park 2 collapses; no one hurt in 12.40pm incident/STAR

Import duty on cars from Japan: Reduced 15 percent

Date: 28/02/2013: Import duty on cars from Japan reduced to 15percent in 2013 and subsequently by 5 percentage points yearly until duty is abolished in 2006/STAR

Six areas in Penang designated smoke-free zones

Date: 28/02/2013: Health Minister Liow: Six areas in Penang designated smoke-free zones since Oct, including Botanical Garden, reservoirs and recreational parks/STAR

Thai government and Barisan Revolusi Nasional

Date: 28/02/2013: Thai government and Barisan Revolusi Nasional, a rebel group in Muslim-majority south, on Thursday sign first-ever agreement for peace talks/STAR

Floods in Terengganu closes 27 schools

Date: 27/02/2013: Floods in Terengganu closes 27 schools, affecting 13,373 students in Besut, Hulu Terengganu and Setiu/STAR

Seven Somalians claim trial in KL High Court

Date: 27/02/2013: Seven Somalians claim trial in KL High Court to firing at Malaysian soldiers during robbery on board vessel in Gulf of Aden two years ago/STAR

Flood situation worsens overnight

Date: 27/02/2013: Flood situation worsens overnight in Terengganu, Kelantan, Perak and Selangor, 5,027 people evacuated so far; worst hit state is Terengganu/STAR

Maybank Gold Investment Account: 27/02/2013; 04:05:11 PM

Maybank Gold Investment Account
DATE	SELLING (RM/g)	BUYING (RM/g)
27-Feb-13	163.97	157.11
Last update :	27-Feb-13 at 04:05:11 PM

Low-cost airline Malindo Air

Date: 26/2: Low-cost airline Malindo Air gets air operators licence from Govt and can start selling tickets; flights expected to commence end-March/STAR

Three passengers killed

Date: 25/02/2013: Three passengers killed as express bus rams into road divider near Bukit Tagar toll plaza in Hulu Selangor, along NSE, early Monday/STAR

Maybank Gold Investment Account: 25/02/2013; 10:38:48 AM

Maybank Gold Investment Account
DATE	SELLING (RM/g)	BUYING (RM/g)
25-Feb-13	161.44	154.68
Last update :	25-Feb-13 at 10:38:48 AM

Maybank Gold Investment Account: 22/03/2013; 02:30:34 PM

Maybank Gold Investment Account
DATE	SELLING (RM/g)	BUYING (RM/g)
22-Feb-13	161.52	154.71
Last update :	22-Feb-13 at 02:30:34 PM

Majalah Katun Jenaka Iban: Bangka, Vol 3

Majalah Bangka Vol 3 udah bisi di sereta Sarawak.

Support Majalah Katun Iban: Bangka.

Preventive Law

Date: 20/02/2013: Yazid Sufaat and Halimah Hussein, first to be detained under new preventive law, claim trial to inciting terrorists acts; trial begins May 20/STAR

Champions League

Date: 20/02/2013: Champions League (last 16, 1st leg): Arsenal 1 Bayern Munich 3 (goals from Podolski/Kroos, Muller, Mandzukic); Porto 1 Malaga 0 (Moutinho)/STAR

High-Speed Rail Link: Kuala Lumpur to Singapore

Date: 19/02/2013: Malaysia and Singapore have agreed to a high-speed rail link that will cut travel time between Kuala Lumpur and the city state to 90 minutes/STAR

Controversial movie Vishwaroopam

Date: 19/02/2013: Home Ministry lifts ban on controversial movie Vishwaroopam from today; film was screened nationwide on Jan 24 but withdrawn the next day/STAR

Self-employed urged to join 1Malaysia Retirement Scheme to receive 6.15pct dividend

Date: 19/02/2013: Self employed workers are encouraged to join the 1Malaysia Retirement Scheme (1MRS) to enjoy the same benefit of 6.15 per cent dividend given to normal Employees Provident Fund (EPF) contributors./Bernama

Maybank Gold Investment Account: 18/02/2013; 02:27:42PM

Maybank Gold Investment Account
DATE	SELLING (RM/g)	BUYING (RM/g)
18-Feb-13	164.32	157.49
Last update :	18-Feb-13 at 02:27:42 PM

Airasia offers free seats up for grab: 200,000

Date: 18/02/2013: Airasia Bhd (Airasia) is offering free seats to international destinations including Bali, Singapore, Krabi, Hatyai and Surat Thani in its latest bout of promoting commencing today (18/02/2013) and ending February 24. Only taxes and fees apply to these free seats, which will be available from RM0 one way. Travel period from March 1 to July 31, 2013.

Tauke Besar Rimbunan Hijau: Tangga-9, paling kaya di Malaysia

Date: 18/02/2013: Tan Sri Tiong Hiew King, through his vehicle Rimbunan Hijau Sdn.Bhd, is at ninth place this year with assets worth RM6.35billion, a slight fall of 1.01 per cent from that of last year./Malaysian Business, business magazine, Berita Publishing Sdn.Bhd.

Richest man in Malaysia: 2013

Date: 18/02/2013: Robert Kuok, the Hong Kong-based Malaysian tycoon is still the richest man in Malaysia with a wealth of RM46.1billion, followed by businessman Ananda Krishnan and Public Bank`s Tan Sri Teh Hong Piow./Malaysian Business, Business Magazine, Berita Publishing Sdn.Bhd.

KL High Court: Kidnapping schoolboy

Date: 18/02/2013: Chong Tat Siong, Foong Khar Fai and Lee Phak Seng claim trial at KL High Court to kidnapping Dutch schoolboy Nayati Shamelin Moodliar, 12/STAR

Tuesday vs Friday

According to research, the most productive workday is Tuesday and the least productive is Friday

Nokia: Dreaming foward

Nokia example of a company dreaming forward. Nokia started out as a paper mill, abandoned that and went on to making rubber boots and snow tyres before reinventing itself into a mobile giant. When an industry was near expiry, Nokia did not cleave to it but dream and then built its future.

Maybank Gold Investment Account: 15/02/2013 at 03:06:31PM

Maybank Gold Investment Account
DATE	SELLING (RM/g)	BUYING (RM/g)
15-Feb-13	165.94	158.99
Last update :	15-Feb-13 at 03:06:31 PM

KWSP Isytihar Dividen 6.15 Peratus Untuk 2012

Lembaga Kumpulan Wang Simpanan Pekerja (KWSP) dengan kelulusan Menteri Kewangan, hari ini mengisytiharkan kadar dividen 6.15 peratus untuk tahun kewangan berakhir 31 Disember 2012.

Kadar dividen ini adalah 15 mata asas lebih tinggi berbanding dengan kadar 6.00 peratus yang dibayar pada 2011, mencatatkan rekod baru berjumlah RM27.45 bilion yang diagihkan kepada ahli-ahli KWSP, meningkat 12.20 peratus daripada RM24.47 bilion yang dibayar pada tahun sebelumnya.

Dalam satu kenyataan yang dikeluarkan hari ini, Pengerusi KWSP Tan Sri Samsudin Osman berkata, “Walaupun persekitaran pelaburan yang semakin kompleks, KWSP mengekalkan momentum kenaikan yang stabil untuk merekodkan keputusan yang paling kukuh sejak awal milenium, disokong oleh keberkesanan strategi pelaburan jangka panjang serta pendekatan berdisiplin dan berhemah.”

Pada 2012, KWSP mencatatkan pendapatan pelaburan kasar tertinggi setakat ini sebanyak RM31.02 bilion, meningkat 13.91 peratus berbanding 2011. Pembayaran dividen tertinggi ini sebanyak RM27.45 bilion diperoleh setelah ditolak perbelanjaan pelaburan dan operasi, caj berkanun serta peruntukan rugi terjejas bersih ke atas aset kewangan.

“Objektif utama KWSP adalah untuk melindungi simpanan persaraan ahli dengan menjana pulangan yang melebihi kadar inflasi. KWSP terus memenuhi komitmen ini dari tahun ke tahun menerusi Alokasi Aset Strategik (SAA) yang bertujuan memperoleh pulangan konsisten jangka panjang dalam had risiko yang boleh diterima bagi setiap kelas aset,” kata Tan Sri Samsudin. (Rujuk Carta 1).

Selaras dengan SAA, sebahagian besar aset pelaburan KWSP terus dilaburkan dalam instrumen berpendapatan tetap berisiko rendah dan stabil. Pelaburan Ekuiti adalah 38.77 peratus daripada jumlah aset pelaburan pada tahun 2012, manakala baki 3.59 peratus dan 2.42 peratus masing-masing diperuntukkan untuk  Instrumen Pasaran Wang, dan Hartanah dan Infrastruktur. (Rujuk Jadual 1).

“Walaupun KWSP melabur dalam pelbagai pelaburan, sebahagian besarnya dilaburkan dalam instrumen berpendapatan tetap berisiko rendah, kadar pulangan pelaburan tahunan (ROI) KWSP melebihi 6 peratus bagi tiga tahun berturut-turut. Ekuiti menjana ROI dua digit sebanyak 10.06 peratus manakala pulangan daripada instrumen berpendapatan tetap melebihi 5.50 peratus di sebalik suasana kadar faedah rendah semasa,” jelas Tan Sri Samsudin.

BerikutanBerikutan beberapa transaksi secara one-off pasaran modal pada 2012, pendapatan daripada Pinjaman dan Bon menunjukkan peningkatan tertinggi berbanding tahun 2011. Pelaburan dalam kelas aset ini menyumbang RM9.68 bilion kepada pendapatan   pelaburan kasar, naik 33.62 peratus atau RM2.44 bilion berbanding 2011.

“Selaras dengan kadar faedah yang rendah, KWSP beransur-ansur mengurangkan pendedahannya dalam aset berpendapatan tetap konvensional dan mengalihkan aset yang telah matang kepada aset yang menghasilkan pulangan lebih tinggi seperti ekuiti dan hartanah dalam had risiko yang boleh diterima,” kata Tan Sri Samsudin.

Bersandarkan pertumbuhan stabil dalam kedua-dua pasaran ekuiti domestik dan global pada 2012, Ekuiti menyumbang RM13.91 bilion pendapatan bersamaan 44.84 peratus pendapatan pelaburan kasar.

Sementara itu, pelaburan dalam Sekuriti Kerajaan Malaysia dan Bon Sama Taraf, Hartanah dan Infrastruktur dan Instrumen Pasaran Wang masing-masing memperoleh RM6.26 bilion, RM595.63 juta dan RM574.91 juta. (Rujuk Jadual 2).

Aset pelaburan KWSP setakat 31 Disember 2012 berjumlah RM526.75 bilion melepasi angka setengah trilion, meningkat 12.31 peratus daripada RM469.04 bilion yang dicatatkan pada tahun sebelumnya. Peningkatan ini sebahagian besarnya disumbangkan oleh caruman tahunan bersih ahli dan majikan serta prestasi pelaburan yang konsisten dan menggalakkan dalam semua kelas aset.

Dengan peningkatan jumlah keahlian, KWSP memerlukan RM4.46 bilion untuk membayar setiap satu peratus kadar dividen bagi 2012. Ini adalah peningkatan 9.34 peratus daripada RM4.08 bilion yang dibayar untuk setiap satu peratus kadar dividen pada 2011. (Rujuk Carta 2). Amaun yang diperlukan untuk membayar satu peratus kadar dividen akan terus meningkat 8 hingga 9 peratus setahun.

Salah satu urus niaga  utama pada 2012 adalah perluasan pelaburan hartanah KWSP di dalam dan luar negara termasuk projek Battersea Power Station di London, United Kingdom dan memuktamadkan pembelian 932 hektar tanah Institut Penyelidikan Getah di Sungai Buloh dengan harga RM2.28 bilion bagi membangunkan sebuah kawasan perbandaran baru.

Sejajar dengan strategi diversifikasi untuk mengoptimumkan pulangan jangka panjang kepada ahli, jumlah pendedahan KWSP di luar negara setakat 31 Disember 2012 ialah 15.70 peratus daripada jumlah aset pelaburan. Pada tahun 2012, tambahan USD7.10 bilion pelaburan telah dibuat dalam ekuiti global, bon global dan hartanah.

“Dalam menguruskan lebih daripada setengah trilion dana, KWSP berhadapan cabaran besar untuk terus memberikan pulangan kukuh di tengah-tengah persekitaran kadar faedah yang rendah, ketidaktentuan berterusan ekonomi global serta kekangan dalam pasaran modal domestik.

“Bagaimanapun, sebagai dana persaraan, KWSP akan terus berpandukan objektif pelaburan jangka panjang dan strategi pelaburan berhemah bagi memastikan kemampanan dan pulangan konsisten untuk kesejahteraan persaraan ahli KWSP,” kata Tan Sri Samsudin.

Ahli boleh mendapatkan Penyata Kira-kira mereka untuk menyemak pengkreditan dividen 2012 di Kios KWSP, kaunter atau i-Akaun mulai Isnin, 18 Februari 2013.

Ahli yang berumur 55 tahun dan ke atas boleh mengeluarkan dividen tahunan yang telah dikreditkan ke dalam akaun mereka sebagai salah satu pilihan bayaran di bawah Pengeluaran Umur 55 tahun. Untuk maklumat lanjut mengenai pengeluaran ini, sila hubungi Pusat Panggilan KWSP di 03-8922 6000 dari 8 pagi hingga 7 petang atau melayari laman web myEPF di www.kwsp.gov.my.

Mengenai Kumpulan Wang Simpanan Pekerja (KWSP) Kumpulan Wang Simpanan Pekerja (KWSP) adalah dana simpanan persaraan terulung di Malaysia yang menyediakan jaminan asas kewangan bagi persaraan. KWSP sentiasa komited dalam menjamin dan meningkatkan simpanan ahlinya melalui amalan terbaik pelaburan dan tadbir urus korporat. Langkah berhemah sentiasa menjadi panduan dalam setiap keputusan pelaburannya. Sebagai sebuah organisasi yang berfokuskan pelanggan, KWSP memberikan perkhidmatan yang cekap dan berkesan untuk keselesaan ahli dan majikan berdaftar. KWSP akan terus memainkan peranannya sebagai pemangkin kepada pembangunan ekonomi negara, selaras dengan kedudukannya sebagai institusi simpanan terkemuka di Malaysia.

Tarikh: 17 Februari 2013

Singapore PM discharged from Singapore General Hospital

Date: 17/02/2013: Former Singapore Prime Minister Lee Kuan Yew, 89, has been discharged from Singapore General Hospital and is now resting at home/STAR

Year 2012, EPF Dividend: 6.15 percent

Date: 17/02/2013: EPF announce dividend rate of 6.15 percent for 2012, translates to record-breaking total of RM27.45 billion distributed to its members/STAR

200,000 people to benefit from 50million allocation

Date: 15/02/2013, PM Najib: Some 200,000 people to benefit from 50million allocation under the 1Malaysia Social Welfare Programme to be disbursed by March 31/STAR

The CNY break for national service trainees

Date: 7/02/2013: The CNY break for national service trainees from Feb 8 to 12 extended by two days. Trainees are to report back to their camps by 5pm on Feb 14/STAR

New Security Offences (Special Measures) Act 2012

Date: 7/02/2013: Ex-ISA detainee Yazid Sufaat, another man and woman detained under the new Security Offences (Special Measures) Act 2012 for alleged terrorism/STAR

Tabung Haji is giving special golden jubilee bonus

Date: 7/02/2013 Jamil: Tabung Haji is giving special golden jubilee bonus of RM2.46bil on Feb 10; 6.5percent annual bonus, 1.5percent special bonus; highest in 50 years/STAR

Application forms for BR1M 2.0 cash aid must be submitted

Date: 7/02/2013: Application forms for BR1M 2.0 cash aid must be submitted to Inland Revenue Board offices and agencies handling the aid no later than March 15/STAR

Finance Ministry: Govt extends BR1M scheme deadline

Date: 7/02/2013: Finance Ministry: Govt extends BR1M scheme deadline again from Feb 10 to March 15; so far, about 7mil have applied for RM500 cash aid/STAR

PM launches top-up scheme

Date: 6/02/2013: PM launches top-up scheme offering loans of RM100,000 to RM150,000 to students to finish university degree with initial allocation of RM1bil/STAR

Deaths of 14 pygmy elephants

Date: 6/02/2013: Police: Workers of several logging companies in Gunung Rara Forest Reserve, Tawau being probed over deaths of 14 pygmy elephants last month/STAR

A magnitude 8.0 earthquake struck off

Date: 6/02/2013: A magnitude 8.0 earthquake struck off the Solomon Islands in the Pacific Ocean and a tsunami warning was issued for South Pacific islands/STAR

Created 8,500 jobs

Date: 5/02/2013: PM launches Malaysia-China Kuantan Industrial Park, which has attracted RM10.5bil in investment commitments that will create 8,500 jobs/STAR

The Lord of The Life Hack

According to Wikipedia, the term life hack refers to "any productivity trick, shortcut, skill, or novelty method to increase productivity and efficiency, in all walks of life; in other words, anything that solves an everyday problem in a clever or non-obvious way"
Source: IM Magazine, Jan/Feb 2013; http://www.lifeforbeginners.com

Maybank Gold Investment Account: 05-Feb-13 at 08:50:21 AM

Maybank Gold Investment Account
DATE	SELLING (RM/g)	BUYING (RM/g)
5-Feb-13	170.33	163.21
Last update :	05-Feb-13 at 08:50:21 AM

Wishing You and Your Family A Very Happy and Prosperous Chinese New Year 2013

Claudia Theophilus death

Date: 4/02/13: Claudia Theophilus death: Detained Lebanese man has told cops he was trying to dislodge stuck bullet when rifle went off, killing journalist/STAR

Psy to perform at MCA party

4/02/2013: Asian celebrities--'Gangnam Style' dance will perform the hit, at a Chinese New Year party on northern island of Penang on Feb 11 said Loh Hock Hun from the Malaysian Chinese Association (MCA).

Fireworks-laden truck explodes

Date: 1/02/2013: Fireworks-laden truck explodes on expressway bridge in Henan, China, Killing at least 26 people and causing the collapse of the 80meter bridge/STAR

Maybank Gold Investment Account: 01-Feb-13 at 09:03:37 AM

Maybank Gold Investment Account
DATE	SELLING (RM/g)	BUYING (RM/g)
1-Feb-13	170.43	161.67
Last update :	01-Feb-13 at 09:03:37 AM

Fake IC

Date: 31/01/2013: Hisham: NRD circular that unclaimed ICs be sent to Keningau, Sabah for disposal is fake, NRD director-general lodging police report on matter/STAR